Essential Personal Finance

A Practical Guide for Students

By: Lien Luu, Jonquil Lowe, Jason Butler

Write A Review

Paperback | 5 June 2025 | Edition Number 2

At a Glance

Paperback
342 Pages

Dimensions(cm)
23.4 x 15.6 x 1.8

Paperback

RRP $110.00

$96.75

12%OFF

or 4 interest-free payments of $24.19 with

Ships in 3 to 5 business days

Young people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits and prospects of a longer working life. Essential Personal Finance is a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement.

It provides an introduction to some of the essential foundations of a modern undergraduate finance qualification, including:

the nature of financial institutions, markets and economic policy that shape the opportunities and decisions individuals face
the range of financial assets available to households, risk-return trade-off, basics of portfolio construction and impact of tax
the importance of the efficient market hypothesis and modern portfolio theory in shaping investment strategies and the limitations of these approaches
behavioural finance as a key to understanding factors influencing individual and market perceptions and actions
using financial data to inform investment selection and create financial management tools that can aid decision-making

The second edition has been fully updated and includes: more information on the cost of living crisis; Fintech, climate change, sustainable finance and cryptocurrencies; financial skills and calculations; tax, trust planning and wills; pensions; regulation and fraud; and additional case studies.

Written by authors who contribute experience as financial advisers, practitioners and academics, Essential Personal Finance is a compelling combination of a textbook aimed at students on personal finance and financial services courses, and a practical guide for young people in building their own financial strength and capability.

Shipping

	Standard Shipping	Express Shipping
Metro postcodes:	$9.99	$14.95
Regional postcodes:	$9.99	$14.95
Rural postcodes:	$9.99	$14.95

Orders over $49.00 qualify for free shipping.

How to return your order

At Booktopia, we offer hassle-free returns in accordance with our returns policy. If you wish to return an item, please get in touch with Booktopia Customer Care.

Additional postage charges may be applicable.