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The Future Bank : From Double-Entry to Banking as Code - J. DING

The Future Bank

From Double-Entry to Banking as Code

By: J. DING

eBook | 1 September 2026

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Every bank on Earth runs on a 500-year-old system. A powerful one — but built for a single set of books, in a world where money could wait until the next morning. The Future Bank rebuilds banking layer by layer: ledger and verification, identity and compliance, from the interface to money, and finally the core itself. Written by a banker who spent two decades inside the systems he argues should be rebuilt, and backed by a working prototype on a public test network, it is for supervisors, engineers, and anyone curious about how money moves. The frame was set down in 1494 by a Franciscan friar. The rewrite starts with whoever moves first.

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Non-FictionAccounting & FinanceFinanceBankingComputing & I.T.Computer ScienceSystems Analysis & DesignEconomicsMacroeconomicsMonetary Economics

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