Housing Finance & the Secondary Mortgage Market

Alternatives for Change

By: Sally G Mitchell (Editor)

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Hardcover | 1 July 2015

At a Glance

Hardcover
129 Pages

Dimensions(cm)
16.1 x 23.7 x 1.5

Hardcover

$392.99

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When making a decision about housing, a household must choose between renting and owning. Multiple factors, such as a household''s financial status and expectations about the future, will influence the decision. Few that decide to purchase a home have the necessary savings or available financial resources to make the purchase on their own. Most need to take out a loan. A loan that uses real estate as collateral is typically referred to as a mortgage. This book serves as a primer that explains how the system of housing finance works. This book also examines various mechanisms that policy-makers could use to attract more private capital to the secondary mortgage market; and addresses how those mechanisms could be combined in different ways to help the market make the transition to a new structure during the coming decade.

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