Foreword xxiii
Introduction xxv
I Setting the Stage 1
1 Overview of Cyber Risks 3
Real Estate Wire Transfer Fraud Prevention Steps 5
If Youâre a Victim of Wire Transfer Fraud 6
Cyber-Risk Statistics 6
Breaches, Cyberattacks, and Hacksâ"Oh My! 8
Notes 9
2 Attackers 11
The Adversary 13
Nation-State Attackers 14
Criminal Organizations 16
Terrorist Organizations 17
Bad Actors Who Got Caught 17
Notes 21
3 Attack Targets and Goals 23
How Attackers Get Your Money 24
What Attackers Do with Your Money 24
How Attackers Get Your Credentials 25
What Attackers Do with Your Credentials 25
How Attackers Get Your PII 26
What Attackers Do with Your PII 26
How Attackers Get Your Computing Resources 27
What Attackers Do with Your Computing Resources 27
Notes 29
4 Attack Methods 31
Social Engineering 32
Phishing 33
Phishing Attacks 33
Email Phishing 34
Spear Phishing 35
Whaling 37
Email Compromise 38
Clone Phishing 39
Voice Phishing 40
SMS Phishing 41
Pretexting 42
Malware 43
Cryptomining Malware and Cryptojacking 43
Cryptomining 43
Cryptojacking 44
Ransomware 45
Spyware 46
Scareware 47
Adware 47
Trojans 48
Wi-Fi Network Hacking 49
Scams 50
Fake Technical Support 51
Government Agency Impersonation 52
The Grandparent Scam 53
Virtual Kidnapping Extortion 53
Unpaid Utility Bill Scams 54
Online Dating Scams 54
Job Scams 56
Charity Scams 58
Robocalling Scams 58
Notes 61
5 Attack Chain 65
Attack Chain Phases 67
Links in the Attack Chain 68
Notes 70
6 Attack Vectors 71
Email 72
Texting 73
Phone Calls 75
Websites 76
Software 78
USB Key 78
Wi-Fi 79
Notes 81
7 Brilliance in the Basics 83
Brilliance 1: Update Your Devices 84
Brilliance 2: Enable Two-Factor Authentication 85
Brilliance 3: Use a Password Manager 86
Brilliance 4: Install and Update Antivirus Software 87
Brilliance 5: Back Up Your Data 89
Notes 90
8 Mistakes 91
Being the Source of a Data Breach 92
Mixing Work and Personal Information 93
Notes 94
9 Incident Response 95
Falling for a Phishing Attack 96
Getting Infected with Malware 98
Getting Infected with Ransomware 100
Email Compromise 102
II Specific Recommendations 105
10 Protecting Your Identity 107
Methods of Identity Theft 108
How to Check Whether Your PII is Exposed 110
Identity Monitoring Services 111
Recommendations: Protecting Your Credit Identity 112
Other Types of Identity Theft 114
Medical Identity Theft 114
Recommendations: Protecting Your Medical Identity 117
Military Personnel Identity Theft 118
Recommendations: Protecting Your Identity While in the Military 118
Senior Citizen Identity Theft 119
Recommendations: Protecting the Identities of Senior Citizens 120
Notes 122
11 Protecting Your Children 125
The Growing Problem of Child Identity Theft 127
Recommendations: Protecting Your Childâs Identity 128
Protecting Your Child on the Computer 129
Smart Toy Risks 131
Recommendations: Protecting Smart Toys 133
Recommendations: Protecting Your Children Online 135
Notes 136
12 Protecting Your Money 137
Home Buyer Wire Transfer Fraud 138
Home Equity Wire Transfer Fraud 139
IRS Impersonation Fraud 140
Credit Card Fraud 141
Gift Card Fraud 143
Card Skimmer Fraud 144
Scams Targeting the Unbanked and Underbanked 145
Recommendations: Protecting Your Money 146
Notes 149
13 Protecting Your Email 151
Yahoo Data Breach 152
The Value of a Hacked Email Account 153
The Challenge of Email Privacy 154
Recommendations: Protecting Your Email 155
Notes 158
14 Protecting Your Files 159
Threats to Your Files 160
Threats to Your Files Not Caused by Bad Actors 161
Threats to Your Files Caused by Bad Actors 161
Cloud Storage vs Local Storage 161
Your Cloud File Storage Responsibilities 162
Your Local File Storage Responsibilities 162
Finding the Right Cloud Provider 163
Cloud Storage Doesnât Equal File Backups 163
Risks of Using Only an External Hard Drive 164
Effective File Management 164
Recommendations: Protecting Your Files 165
Notes 168
15 Protecting Your Social Media 169
Why Bad Actors Love Social Media 171
Twitter: A Bad Actorâs Paradise 172
How Third Parties Mine Your Social Media Data 173
Recommendations: Protecting Your Social Media 176
Notes 178
16 Protecting Your Website Access and Passwords 179
Password Hashing Slows Down Bad Actors 180
Password Reuse Fuels Credential Stuffing 181
The Great Password Problem 182
Effective Password Management 184
Password Creation Formula 185
Password Creation Mistakes 186
Recommendations: Protecting Your Website Access and Passwords 187
Notes 191
17 Protecting Your Computer 193
The Rising Threat of Cryptojacking: The Illegal Form of Cryptomining 195
Cryptomining Using Web Visitorsâ CPU Resources 196
Donating CPU Resources for Good 198
Recommendations: Protecting Your Computer 198
Notes 201
18 Protecting Your Mobile Devices 203
Protect Against Mobile Port-Out Scams 206
Mobile Malware 208
iPhone vs Android Security 209
Device Loss and Theft 210
Recommendations: Protecting Your Mobile Devices 211
Notes 215
19 Protecting Your Home Wi-Fi 217
Threats Against Your Home Wi-Fi Network 219
Recommendations: Protecting Your Home Wi-Fi 221
Notes 224
20 Protecting Your IoT Devices 225
Threats Against IoT Devices 227
IoT Privacy Issues 229
Smart Homes 230
Recommendations: Protecting Your IoT Devices 234
Notes 236
21 Protecting Your Information When Traveling 237
Public Wi-Fi Dangers 239
General Travel Dangers 241
Recommendations: Protecting Your Information When Traveling (General) 243
Nation-State Travel Dangers 245
Recommendations: Protecting Your Information When Traveling Abroad 246
Notes 249
Index 251
