A Debtor World

List of Contributors

Preface

I. Social Institutions That Create an Indebted World

Chapter One Debt, Credit and Poverty in Early Modern England Craig Muldrew, Senior Lecturer in History, Queens' College, University of Cambridge

Chapter Two Debt and the Simulation of Social Class Teresa A. Sullivan, Provost and Executive Vice President for Academic Affairs, and Professor of Sociology, University of Michigan

Chapter Three "Hyperconsumption" and "Hyperdebt": A "Hypercritical" Analysis George Ritzer, Distinguished University Professor, University of Maryland

II. Decisions to Lend

Chapter Four Lender Incentives, Credit Risk, and Securitization: Evidence from the Subprime Mortgage Crisis Amir Sufi, Associate Professor of Finance, University of Chicago

Chapter Five How and Why Credit Assessors "Get it Wrong" When Judging the Risk of Borrowers: Past and Present Evidence at Home and Abroad Paul Vaaler, Associate Professor of Management, University of Minnesota Gerry McNamara, Professor of Management, Michigan State University

III. Decisions to Borrow

Chapter Six The Psychology of Debt in Poor Households in Britain Stephen E.G. Lea, Professor of Psychology and Head of School, University of Exeter Avril J. Mewse, Senior Lecturer in Psychology, University of Exeter Wendy Wrapson, Honorary Fellow in Psychology, University of Exeter

Chapter Seven Brain, Decision, and Debt Brian Knutson, Associate Professor of Psychology and Neuroscience, Stanford University Gregory R. Samanez-Larkin, Doctoral Candidate in Psychology, Stanford University

Chapter Eight The Limits of Enhanced Disclosure in Bankruptcy Law: Anticipated and Experienced Emotion Richard L. Wiener, Professor of Psychology and Director of the Law and Psychology Program, University of Nebraska at Lincoln Jason A. Cantone, Doctoral Candidate in Psychology, University of Nebraska at Lincoln Michael Holtje, Doctoral Candidate in Psychology, University of Nebraska at Lincoln Susan Block-Lieb, Professor of Law, Fordham University

IV. Political and Legal Responses to Over-Indebtedness

Chapter Nine The Virtue of Consumer Bankruptcy Heidi M. Hurd, David C. Baum Professor of Law and Professor of Philosophy, University of Illinois

Chapter Ten Missing Debtors: National Lawmaking and Global Norm-Making of Corporate Bankruptcy Regimes Terence C. Halliday, Co-Director, Center on Law and Globalization of the American Bar Foundation & the University of Illinois College of Law, and Research Professor, American Bar Foundation Susan Block-Lieb, Professor of Law, Fordham University Bruce G. Carruthers, Professor of Sociology, Northwestern University

Chapter Eleven Balance of Knowledge Elizabeth Warren, Leo Gottlieb Professor of Law, Harvard University

Index