Pensionless

No pension? No problem! Emily Brandon is the most read writer at U.S. News & World Report, reaching millions of financially-minded readers. Baby boomers are either at the age of retirement or nearing it, and many do not have pensions, leaving them wondering what they can do about retirement. Only 22 percent of Americans are enrolled in traditional pension plans (Economic Policy Institute)--this is the book for the rest of us! For the millions of Americans without a pension plan, the retirement years can mean a huge financial question mark. Retirement planning problems often arise when people are not educated on the rules and conditions associated with the various types of retirement benefits. Pensionless addresses each type of retirement benefits baby boomers have, how to use them correctly, and points out how to avoid potential pitfalls. Readers will learn how to avoid surcharges on their Medicare benefits, how to get more money from Social Security and their employer to help pay for their retirement, and how to minimize costs and boost value of various retirement benefits. With this book, readers will learn how to changing their lifestyle to live well--without the security of a pension. Featuring ideas on how to get more Social Security by claiming benefits twice, minimize fees and avoid penalties on retirement accounts, and how to inflate 401(k) balances, Pensionless will help readers without a pension enjoy those retirement years they've worked so hard for. AUTHOR: Emily Brandon is a senior editor, retirement columnist, and blogger at U.S. News & World Report magazine. In 2013, her byline was the most read at usnews.com, bringing in over 44 million page views. She has contributed articles to Consumer Reports and the Washington Post Express, and has appeared on Nightly Business News Report and MSNBC News, among other outlets.