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Own Your Money : The Financial Foundation - SHIRLEY STEPHENS

Own Your Money

The Financial Foundation

By: SHIRLEY STEPHENS

Paperback | 1 December 2025

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Series Description: Building Financial Confidence

What if money wasn't just about bills, debt, and survival but about freedom, dignity, and legacy?


The Building Financial Confidence series was created to give women a clear, practical, and empowering path to financial confidence at any stage of life. Whether you're starting at 30, pivoting at 50, or reimagining your future at 65, this series shows that it's never too late to begin and never too late to build a financial story worth passing down.

This six-book journey is both a playbook and an invitation. It combines practical financial steps with real-life stories, biblical anchors, and modern money strategies. It shows you not just how to manage money, but how to master it so you can create change for yourself, your family, and your community.

Book One: The Financial Foundation - Building Financial Confidence

Start where you are. Learn the money basics no one taught you: budgeting with intention, mastering your checking account, saving with purpose, and understanding credit without fear. Foundation is about stability and clarity, the solid ground every financial story needs.

Book Two: Financial Growth - Small Steps, Future Big Wins

Small moves add up to big results. In this book, you'll explore stocks, bonds, real estate, and side hustles, all explained in plain language. You'll learn how to use compound interest, build investment habits, and take simple steps today that pay off for decades.

Book Three: Financial Expansion - Building Multiple Streams of Income

One paycheck isn't enough. This book shows how to create additional income through rentals, businesses, digital products, and scalable side hustles. It's about building resilience, flexibility, and freedom by expanding your streams.

Book Four: Financial Legacy - Build It Forward

Wealth isn't just what you build; it's what you leave. This book guides you through securing your assets with wills, trusts, insurance, and debt-free ownership. It helps you understand the difference between passing down generational wealth and generational debt.

Book Five: Financial Freedom - From Surviving to Thriving (Living Beyond the 9-5)

Freedom isn't just about money; it's about margin, rest, and joy. This book explores how to live abundantly: building cash flow, choosing experiences over expenses, practicing Sabbath as a strategy, and enjoying wealth without guilt. Freedom means stepping into the life you've worked for with peace and purpose.

Book Six: The Financial Change Maker Invitation

The culmination of the journey. You've built the foundation, grown your streams, protected your legacy, and stepped into freedom. Now comes the call to impact. The Change Maker Invitation challenges women to use money not just for themselves, but as a tool for influence, generosity, and change that ripples through families, communities, and generations.

Why This Series Matters

The Building Financial Confidence series matters because women deserve more than survival. They deserve clear tools, real strategies, and the confidence to sit at the table where wealth is discussed. Money is not just about buying things. It's about creating access, options, and opportunities to make a difference.

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