Palgrave Studies in Financial Services Technology

Evolution or Revolution?

By: Bernardo Nicoletti

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Hardcover | 15 August 2014 | Edition Number 1

At a Glance

Hardcover
224 Pages

Dimensions(cm)
21.59 x 13.97 x 1.91

Hardcover

$169.00

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In these difficult times, financial institutions need to improve their position in the market and become better at coping with the dynamics of the markets and changing socio-economic factors. Essentially this means increasing revenue and reducing costs. There is only one way of achieving this and that is by becoming more agile. One of the best ways of doing this is by becoming leaner and by using more digitization. Financial services have traditionally been cautious regarding new innovation, but the world is changing and as underlined by a recent McKinsey report, banks are more and more aware of the need to innovate: in products, processes, organization, and business models. Mobile is the ideal enabler of such innovations. It is one of the most interesting trends in the world today and is impacting heavily on our society, from a personal, social, and business point of view. Recently we have witnessed a growing interest in the topic of mobile, not only in the consumer world but also within business organizations. In this book, Nicoletti analyzes the application of mobile to the world of financial institutions. He describes new products, new processes, new organizations and new business models connected with the mobile. Most importantly he considers future developments and the possible use of mobile to help the transformation in products, processes, organizations and business models of financial institutions globally.

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