Luck or Control

Luck or Control is a practical and deeply personal guide to understanding estate planning as more than paperwork. Marguerite Lorenz shows that an estate plan is not just about money, death, taxes, or legal documents. It is about love, dignity, preparation, and making sure the people you care about are not left guessing when you can no longer speak for yourself.

If your wishes are not written down in a meaningful legal way, you are relying on luck. If your preferences, people, assets, and care instructions are organized in a real plan, you are choosing control.

Drawing from more than 20 years of experience as a Professional Trustee and Executor, Lorenz walks readers through the emotional and practical side of planning ahead, including:

Why every adult needs some form of estate plan

How planning protects your loved ones from confusion, conflict, and court involvement

What basic documents like a trust, will, power of attorney, and advance health care directive are meant to do

How to think through your care preferences, quality of life, personal values, and legacy

Why estate planning is not only for the wealthy, the elderly, or the seriously ill

How to begin the process even if the topic feels overwhelming

This book is written for anyone who wants more peace of mind, more clarity, and more control over the future. It is for parents, couples, single adults, caregivers, professionals, retirees, and anyone who has ever thought, "I should probably get this handled someday."

Someday is not a plan.

With warmth, honesty, and practical guidance, Luck or Control helps you face the hard questions with courage, organize the business of your life, and prepare your loved ones with the greatest gift you can give them: clear instructions, legal authority, and the comfort of knowing what you wanted.

Estate planning is not about giving up control.

It is how you keep it.