Foreword ix
Personal Finance
1. Many Aren’t Taught about Finances 1
2. Tough Financial Love 7
3. Pay Charity, Pay Yourself, and Pay Your Bills 9
4. You Drive a What? How Much Do You Make? 15
5. Financial Blessing or Financial Curse 21
6. Roller Coaster Finances 25
7. Basic Budgeting 27
8. Preparing for Financial Challenges 33
9. Financial Sacrifice 35
10. Trim the Financial Fat 37
11. Your Personal Financial Strategy 39
Succeeding At Life
12. What Your Parents Should Have Taught You 45
13. Educational Choices 49
14. Reset Your Preset 53
15. The End of Entitlements 55
16. Looks Can Be Deceiving 57
17. Money Versus Happiness 59
18. Preparing for Marriage 61
19. I’m Married . . . Now What? 65
20. It’s Up to You! 69
21. Support a Cause You Believe In 71
22. Your Strategy for Succeeding at Life 73
Home Buying & Wealth Building
23. Father, Where Is My Inheritance? 79
24. Building Wealth . . . One Home at a Time 83
25. Home Buying Steps 85
26. Mortgage Process 89
27. Understanding Credit and Improving Credit Scores 93
28. Financial Stewardship 99
29. Investing 101
30. Subtle Money 105
31. Your Home Buying & Wealth Building Strategy 107
Conclusion
32. Strategies for Success 113
Appendix
Information for Active-Duty Military & Veterans 117