Embracing Risk : The Changing Culture of Insurance and Responsibility - Tom Baker

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Embracing Risk

The Changing Culture of Insurance and Responsibility

By: Tom Baker (Editor), Jonathan Simon (Editor)

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Paperback | 12 March 2002 | Edition Number 1

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For much of the twentieth century, industrialized nations addressed social problems, such as workers' compensation benefits and social welfare programs, in terms of spreading risk. But in recent years a new approach has emerged: using risk both as a way to conceive of and address social problems and as an incentive to reduce individual claims on collective resources.

Embracing Risk explores this new approach from a variety of perspectives. The first part of the book focuses on the interplay between risk and insurance in various historical and social contexts. The second part examines how risk is used to govern fields outside the realm of insurance, from extreme sports to policing, mental health institutions, and international law. Offering an original approach to risk, insurance, and responsibility, the provocative and wide-ranging essays in Embracing Risk demonstrate that risk has moved well beyond its origins in the insurance trade to become a central organizing principle of social and cultural life.

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You Can Find This Book In

Non-Fiction Sociology & Anthropology Sociology Psychology Accounting & Finance Finance Insurance & Actuarial Studies Reference, Information & Interdisciplinary Subjects Research & Information Decision Theory Risk Assessment Law

Laws of Specific Jurisdictions Financial Law Insurance Law Jurisprudence & General Issues Study & Revision Guides for Law

Acknowledgments	p. vii
List of Contributors	p. ix
Embracing Risk	p. 1
Toward a Sociology of Insurance and Risk	p. 27
Risk, Insurance, and the Social Construction of Responsibility	p. 33
Beyond Moral Hazard: Insurance as Moral Opportunity	p. 52
Embracing Fatality through Life Insurance in Eighteenth-Century England	p. 80
Imagining Insurance: Risk, Thrift, and Life Insurance in Britain	p. 97
Insuring More, Ensuring Less: The Costs and Benefits of Private Regulation through Insurance	p. 116
Rhetoric of Risk and the Redistribution of Social Insurance	p. 146
Risk(s) beyond Insurance	p. 171
Taking Risks: Extreme Sports and the Embrace of Risk in Advanced Liberal Societies	p. 177
At Risk of Madness	p. 209
The Policing of Risk	p. 238
The Return of Descartes's Malicious Demon: An Outline of a Philosophy of Precaution	p. 273
Index	p. 303
Table of Contents provided by Syndetics. All Rights Reserved.

Embracing Risk

The Changing Culture of Insurance and Responsibility

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