About Myself.
I have been a Computer IT Contractor since 1991 and can say I have never struggled for work. I have and continue to make good money from it and enjoy the variety of work and the independence it brings. It allows me to afford nice things for my family, home, holidays and cars.
I started contracting in 1991 after I had just got married and purchased my first home with a 100% mortgage this is not possible today since the banks have been regulated more stringently. I was in a steady permanent job at the time making £11000 gross per annum. In a nutshell my wife and I could not manage to pay the bills and last to the end of the month, debts were mounting and guess what the cars kept on breaking down.
What could go wrong did go wrong costing all the time, I think we have all been there at some point in our lives. Anyway we struggled month by month and we could just about afford the mortgage on the house. The straw that broke the camel's back came just after Christmas , we had our house burgled and all our presents had been stolen and I received my annual bonus from the company I worked for which was £125! I knew the end was near financially, how would a bonus of £125 get me out of this.
