Booktopia Comments
Monash University -Caulfield
University of Southern Queensland - Toowoomba
University of Technology Sydney - Haymarket
Western Sydney University - Campbelltown
Australian Catholic University - Banyo
Australian Defence Force Academy
Australian Institute of Business
Central Institute of Technology - Perth
Central Queensland University - Rockhampton
Curtin University - Bentley
Deakin University - Burwood
Deakin University - Geelong
Federation University - Ballarat
James Cook University - Townsville
La Trobe University - Bundoora
Monash University - Clayton
Monash University -Caulfield
Swinburne University of Technology - Hawthorn
University of New South Wales - Kensington
University of Notre Dame - Broadway
University of Southern Queensland - Springfield
University of Sydney - Sydney
University of Technology Sydney - Haymarket
University of Wollongong
Western Sydney University - Parramatta
Western Sydney University - Penrith
Product Description
Bank Management: A Decision-Making Perspective closely examines the impact of today’s changing, competitive environment on banks and banking services, as well as the entire financial services industry. It reflects the latest developments, from comprehensive regulatory updates to details of the many new programs that have arisen from recent financial crises. Whether you are already in the financial services industry or will be a future banking professional, you will gain a better understanding of the risks associated with loans and securities, the process of securitization, excessive leverage and inadequate liquidity, technology and operations, and also gain insights into the banking markets in Asia and the United States.
The book provides a framework for developing effective strategies for bank managers to maintain an effective balance between generating profits and taking risks. Its unique approach to presenting bank management from a decision-making perspective shows how bank managers make solid financial decisions. You will see how decisions in one area affect performance and opportunities in other areas. In addition, you will develop a solid foundation of understanding based on knowledge of the current issues that bank managers face. As you become familiar with basic financial models used to formulate decisions, you will better understand the strengths and weaknesses of data analysis.
Features:
Focus on Decision-Making and Understanding of Bank Management. Key chapters address the specific aspects of a banking issue or problem, explain how a financial model or decision framework is applied, and then demonstrate how the model or framework is applied using sample data.
Supplementary Materials for Students and Instructors. Endof- chapter questions and problems test students’ understanding of important issues and data analysis. In addition, Microsoft Excel templates provide a full range of decision models that are populated with data for problems and cases in the text. Instructors can also download the Instructor’s Manual, Test Bank, and Microsoft PowerPoint presentations from the Companion website.
Emphasis on Cash Flow Analysis in the Lending Decision. There is a strong emphasis on cash flow analysis as part of the lending decision. The authors introduce a comprehensive procedure to generate cash-based income statements, explain how to interpret the results, and provide an approach to forecast a potential borrower’s future performance.
Latest Developments in the Banking and Financial Services Industry. Chapter 1 discusses the change in the financial landscape as a result of the global financial crisis of 2008–2009.
Introduction to the Major Asian Banking Markets. In Chapters 2, 3, 13, 14, and 15, Vic Edwards describes the banking industry in East Asia and Southeast Asia, with strong emphasis on China, Hong Kong, Singapore, and Malaysia. Topics discussed include the practice of guanxi in Asian banking, government policies and regulations, measurement of bank performance, credit policy and loan characteristics, and credit rating agencies.
Insights on Banking Technology and Operations—In Chapter 18, Randall Duran discusses banking technology and operations, which are key success determinants for banks. Key business concerns, organizational structures, and operational risk considerations are reviewed, and he also discusses how operations and technology are managed, in terms of strategy, personnel, processes, and governance.
