Transparency in FinTech

Exploring Technological Advances, Regulation, and Societal Impact with Case Studies

By: Joerg Osterrieder (Editor), Ioana Florina Coita (Editor), Anastas Dzurovski (Editor)

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eText | 21 October 2025

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This book investigates AI and FinTech from the angle of transparency. Assessing three specific parts, the books examines transparency as part of technological advances, regulation, and its societal impacts. While current developments offered by the Fifth Technological Revolution in terms of Artificial Intelligence and Machine Learning are revolutionizing FinTech and increasing the levels of transparency, there are arising issues such as taxation of platforms and regulation changes that must be examined. It discusses new tools and how they can be utilized for more transparent Fintech market segments through AI and ML. The book explores the impact of FinTech transparency, specifically on developing countries as compared to Europe, and will be of interest to scholars, researchers, and policymakers in financial technology and financial regulation.