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The Pay Off : How Changing the Way We Pay Changes Everything - Gottfried Leibbrandt

The Pay Off

How Changing the Way We Pay Changes Everything

By: Gottfried Leibbrandt, Natasha De Teran

Paperback | 1 June 2022 | Edition Number 2

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How we pay is so fundamental that it underpins everything – from trade to taxation, stocks and savings to salaries, pensions and pocket money. Rich or poor, criminal, communist or capitalist, we all rely on the same payments system, day in, day out. It sits between us and not just economic meltdown, but a total breakdown in law and order. Why then do we know so little about how that system really works?

Leibbrandt and de Terán shine a light on the hidden workings of the humble payment – and reveal both how our payment habits are determined by history as well as where we might go next. From national customs to warring nation states, geopolitics will shape the future of payments every bit as much as technology.

Challenging our understanding about where financial power really lies, The Pay Off shows us that the most important thing about money is the way we move it.

About the Authors

A self-confessed payments nerd, Gottfried Leibbrandt is the former CEO of SWIFT, the cross-border payments network. Prior to that, he was a partner with McKinsey & Company. He holds degrees from Vrije Universteit Amsterdam, Maastricht University, and Stanford Business School.

Natasha De Teran is a former journalist, specialising in financial regulation and market structures. She has written for publications such as the Wall Street Journal, Times, Financial Times, Risk, Week, and Money Week. She was the head of corporate affairs at SWIFT from 2012 to 2019.
Industry Reviews
‘Fascinating and entertaining… What happens when we make a payment is literally a multi-billion dollar question.’ Dharshini David, author of The Almighty Dollar
Dharshini Davidauthor of The Almighty Dollar

Other Editions and Formats

Hardcover

Published: 18th August 2021

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