Kit Baldwin is strong, stubborn and a little reckless, but she knows what she wants. She wants the treasure, the one she believes is resting beneath the waves off a tropical Caribbean island. Years of research have led her to this defining moment in her life and she won't allow anything or anyone to stand in her way, including Mike Peterson, the attractive dive shop owner that immediately vies for her attention. Surrounded by an intriguing cast of characters, Kit begins the journey she has been planning for years. Her fate has always been in her own hands, but now she is faced with the reality that she may need to let down her guard and trust those around her.