Euphemia and I had left Rudder Grange, to spend a month or two in Florida, and we were now on a little sloop-yacht on the bright waters of the Indian River. It must not be supposed that, because we had a Paying Teller with us, we had set up a floating bank. This Paying Teller had worked so hard and so rapidly at his business for several years, and had paid out so much of his health and strength, that it was necessary for him to receive large deposits of these essentials before he could go to work again. But the peculiar habits of his profession never left him. He was continually paying out something. When he heard of our intention to cruise on Indian River he wished to join his group to our party, and as he was a good fellow we were glad to have him do so. His wife had been, or was still, a schoolteacher. Her bright and cheerful face glistened with information. The contemplative young man was a distant connection of the Teller, and his first name being Quincy, was commonly called Quee. If he had wanted to know any of the many things the little teacher wished to tell he would have been a happy youth; but his contemplation seldom crystallized into a knowledge of what he did want to know. "And how can I," she once said to Euphemia and myself, "be expected ever to offer him any light when he can never bring himself to actually roll up a question?"