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The Economics of Social Insurance and Employee Benefits

By: Richard J. Butler

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Hardcover | 30 September 1999

At a Glance

Hardcover
364 Pages

Dimensions(cm)
24.13 x 15.88 x 3.18

Hardcover

$249.00

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The Economics of Social Insurance and Employee Benefits focuses on non-wage benefits paid to workers in the United States, covering both government-mandated and voluntarily provided benefits. The author argues that benefits affect workplace productivity, and concentrates on the economic thinking behind how to design non-wage benefits in order to achieve competitive advantage.
Part I briefly introduces these programs and discusses some of the insurance and economic concepts that are useful both for evaluating current programs and in analyzing what changes might mean for future costs and benefits. Part II deals with mandated social insurance programs, while Part III discusses benefits voluntarily provided by employers. Throughout the book, private sector human resource practices and public sector human resource policies are linked to various benefit models: the human capital model; the passive participant model; the insurance model; the managed care model; and the integrated health benefits model. Butler argues that the current program-centered approach to human resource and risk management is often ineffectual because it (1) ignores overlapping benefits that mitigate useful cost-sharing mechanisms; (2) often results in the concentration of benefits among relatively few workers; and (3) sometimes has the unintended consequences of negatively affecting workers' human capital. In advocating a `worker-specific' approach to employee benefits, the book offers a unique perspective on how human resource managers, risk managers, and public policy makers can promote those institutions and programs that best increase workers' productivity.

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You Can Find This Book In

Non-Fiction Industry & Industrial Studies Industrial Relations, Health & Safety Industrial Relations Economics Business & Management Management & Management Techniques Management of Specific Areas Personnel & Human Resources Management Social Services & Welfare Social Welfare & Social Services Welfare & Benefit Systems

Accounting & Finance Finance Insurance & Actuarial Studies Law Laws of Specific Jurisdictions Employment & Labour Law Social Work

Other Editions and Formats

Paperback

Published: 4th October 2012

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Preface
Acknowledgements
Introduction and Economic Models
Workers' Benefits and Models of Worker Behavior
History of Workers' Benefits in the United States
Health Benefits Costs: The Value of an Integrated Approach
Human Capital
Labor Supply Model Over Time: The Life Cycle Diagram
Uncertainty Risk Aversion and the Demand for Insurance
Social Insurance
Workers' Compensation
Social Security Disability Insurance, ADA and Temporary Disability Insurance
Unemployment Insurance
Social Security: Retirement Medicare and Survivor Benefits
Employee Benefits
Group Insurance: Regulation Taxation and Funding
Medical and Dental Expense Benefits
Disability: Short and Long Term Sick Leave and Long Term Care Insurance
Group Life Insurance
Retirement and Profit Sharing Plans
Other Benefits
Research Tools in Social Insurance and Employee Benefits
References
Index
Table of Contents provided by Blackwell. All Rights Reserved.

The Economics of Social Insurance and Employee Benefits

At a Glance

Hardcover

Shipping

How to return your order

Defective items

You Can Find This Book In

Other Editions and Formats

Paperback

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