Teaching Money Applications to Make Mathematics Meaningful, Grades 7-12

Foreword by Charlotte Danielson Introduction Math Locator About the Authors 1. Cars, Cars, and More Cars: Paying for Your Wheels NCTM Standards Applied in This Chapter Background: Basics of Buying Cars Teaching Example 1.1. Car Costs Teaching Example 1.2. MPG Plus Teaching Example 1.3. Buy or Lease 2. Savings: Reality Check and the Difference Between Needs and Wants NCTM Standards Applied in This Chapter Background: Basics of Savings Teaching Example 2.1. Budgets and Savings Teaching Example 2.2. Future Value: A Geometric Sequence Teaching Example 2.3. Annuities: A Geometric Series 3. Credit Cards and Debt Management: Using Credit Seems Unreal NCTM Standards Applied in This Chapter Background: Basics of Credit and Debit Cards Teaching Example 3.1. Calculating Minimum Monthly Payments Teaching Example 3.2. Credit Card Payoff: A Spreadsheet 4. Investments: The Basics and More NCTM Standards Applied in This Chapter Background: Basics of Investments Teaching Example 4.1. Stock Prices and Percents Teaching Example 4.2: Analyzing Graphs of Stock Prices Teaching Example 4.3. Statistics of Stock I: Measures of Center, Standard Deviation, Normal Distribution Teaching Example 4.4. Statistics of Stock II: Weighted Average, Correlation, Line of Best Fit 5. Buying a House Versus Renting: How Much Will It Cost? NCTM Standards Applied in This Chapter Background: Basics of Buying a House and Renting an Apartment Teaching Example 5.1. Budgeting for a Down Payment Teaching Example 5.2. Determining Mortgage Payments: Tables, Formulas, Spreadsheets Teaching Example 5.3. Principal and Interest Functions 6. Taxes: How They Work NCTM Standards Applied in This Chapter Background: Basics of Income Taxes--Federal and State Teaching Example 6.1. Income Tax and FICA Teaching Example 6.2. Capital Gains and Losses Teaching Example 6.3. How Uncle Sam Uses Tax Dollars 7. Economics: Supply and Demand, Inflation, and the GDP NCTM Standards Applied in This Chapter Background: Economics, Supply and Demand, Inflation, and the GDP Teaching Example 7.1. Supply and Demand Functions Teaching Example 7.2.: Inflation and the GDP 8. In Business for Yourself: Business Plan and Break-Even Analysis NCTM Standards Applied in This Chapter Background: In Business for Yourself--A Business Plan and Break-Even Analysis Teaching Example 8.1. Starting a Business: Pro Forma Income Statement Teaching Example 8.2. Revenue, Costs, and Break-Even Points Selected List of Formulas Excel Spreadsheet Hints Money Glossary Index