FINALLY! SPECIFIC FINANCIAL STRATEGIES FOR PEOPLE WITHOUT CHILDREN Follow the simple, easy to understand advice in RINKs, and you will enjoy a more prosperous retirement with less anxiety over money issues. No matter what stage you are in the retirement timeline, this book prepares you both financially and emotionally, to allow you to maintain your independence during your golden years. You will discover how to: Assemble your own trusting financial team or $Team. Create your critical network of support, an emotional team or ETeam. Use retirement projections to improve your financial decisions. Optimize your wealth and quality of life with proven strategies.. Take monthly portfolio distributions in a tax smart way. Improve your estate, health, charitable and pet planning.