The government is encouraging us to stay in the
workforce for longer but how many of us really want
to work until we are 67 then retire on a pension? It
doesn’t have to be like that. You can take control of
your financial destiny and Retire Richer, Younger.
If you haven’t already started on your financial journey
you can’t change the past but you can begin now!
Whether you are 21 or 61, this book is designed to
assist you in planning for an earlier retirement date
and a more financially secure retirement. It encourages
readers to review their own situation:
How much have I got already?
How much will I need?
How can I achieve my financial goals earlier?
What do I need to do when I retire?
It’s never too early or too late to start planning for
retirement. The sooner you start building assets, the
earlier you can retire, and the more likely you are to be
able to fully self-fund your retirement. But if that
achievement is not possible the part-pension option
may be the way to go. There are various ways of
funding your retirement and Smith and Koken explain
many of them in this book.
Superannuation and taxation experts, Barbara Smith
and Ed Koken explain the importance of budgeting,
saving and investing wisely over your working life.
Perhaps most importantly they explain how
superannuation can help you reach your goals sooner.
About The Authors
Barbara Smith and Ed Koken have spent most of their
working lives helping people prepare themselves
financially for retirement. Whether it’s been through
the many books they have written on the subject,
through talks and seminars, or face to face with their
clients, it has been their passion. It has also been a
focus of their life partnership to set themselves up
financially so that they can enjoy themselves when they
retire and retire when they choose. Experts in the areas
of superannuation and taxation, both are qualified
accountants, tax agents and financial planners.