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Personal Investing : The Missing Manual - Bonnie Biafore

Personal Investing

The Missing Manual

Paperback Published: 17th May 2010
ISBN: 9781449381783
Number Of Pages: 256

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This is US based content and some chapters may not appropriate for the Australian market.

Product Description

Did your investments take a hit in the recession? You're not alone. Between 2007 and mid-year 2009, the average 401K lost 31 per cent of its value. Ouch. It's time to take control of your investments with "Personal Investing: The Missing Manual".

Financial experts agree that with the right guidance, consumers can make investments better than many professionals. This lively and easy-to-understand guide gives you the confidence, tools, and insight you need to evaluate financial products and make smart investments that target success over the long term.

You'll learn how to set long-term goals for critical, high-cost events such as retirement, your children's education, and future health care needs. Then you'll learn what types of investments will best help you achieve those goals. In step-by-step fashion, this book shows you how to research mutual funds, stocks, bonds, and other financial products to create a portfolio of diversified investments.

About the Authors

Bonnie Biafore has always been a zealous planner, whether setting up software demos, cooking gourmet meals, or scheduling a vacation to test the waters of spontaneity. Ironically, fate, not planning, turned this obsession into a career as a project manager. When she isn't managing projects for clients, Bonnie writes about project management, small business accounting, personal finance, investing, and technology. She's also branching out into other "dry" topics with articles for the Wine Enthusiast. As an engineer, she's fascinated by how things work and how to make things work better. She has a knack for mincing dry subjects like accounting and project management into easy to understand morsels and then spices them to perfection with her warped sense of humor. Bonnie is the award-wining author of more than a dozen books including Quicken 2009: The Missing Manual, QuickBooks 2009: The Missing Manual, Project 2007: The Missing Manual, the Better Investing Stock Selection Handbook (which won an APEX Award of Distinction), Online Investing Hacks, and On Time! On Track! On Target!. She also writes regularly about financial topics for Better Investing bankrate.com and interest.com. When unshackled from her computer, she hikes in the mountains, cycles, rehabilitates horses, cooks gourmet food, and, most importantly, tries saying no to additional work assignments.

Amy Buttell is a journalist who writes about personal finance, investing, healthcare and accounting. She got started writing about investing and personal finance when she realized she owned several mutual funds recommended by a broker and had no idea whether they were any good or what she needed. That event along with her insatiable curiosity landed her first assignment as mutual fund columnist for Better Investing magazine, a position she still holds today after nearly 10 years on the job. She writes for Bankrate.com, Creditcards.com, the Journal of Financial Planning, AARP: The Magazine, The Investment Professional, and Cyberhomes.com. She is the author of The Better Investing Mutual Fund Handbook and contributed to the book, Online Investing Hacks. She lives in Erie, PA with her two sons and two cats in a house near Lake Erie.

Carol Fabbri is driven to teach as many people about personal finance as she can.
On any given day you'll find Carol writing, speaking, or presenting on the topic. She believes that the biggest roadblocks to making good investment decisions are emotional baggage regarding money and a lack of clarity in the industry--both of which can be improved with financial education. By combining her background in management consulting and the finance education she gained at MIT Sloan, Fabbri replaces people's preconceived ideas about finance with knowledge, and breaks down the psychological barriers hindering good investment choices. She has helped thousands learn to manage their money. Fabbri is the managing partner of Fair Advisors, an independent financial advisory firm. She is also launching the Fair Advisors Institute, a nonprofit dedicated to improving financial literacy in the US. In 2009 she received the TIAW World of Difference award in recognition for her efforts to advance the economic empowerment of women. She is frequently quoted in national publications like The Wall Street Journal, Forbes, and Smart Money. Carol's other passions are her husband and her son. She used to have hobbies but then she became a mom.

The Missing Creditsp. vii
Introductionp. 1
Prepare to Invest
Why Should You Invest?p. 13
How Inflation Hurtsp. 14
Why Scary Numbers Aren't That Scaryp. 16
Set Your Investment Goalsp. 21
Building Your Bucket Listp. 22
Retirement, College, or Other Goalsp. 23
The Big Kahuna: Retirementp. 24
Other Long-Term Goalsp. 33
Putting It All Togetherp. 36
Invest with Open Eyesp. 39
Clean Up Your Financesp. 40
Spend Money Wiselyp. 43
Expect Base Hits, Not Home Runsp. 44
Sidestepping Pitfalls in Investor Psychologyp. 45
Choose and Buy Your Investments
How Investments Workp. 55
The Big Four: Typical Investmentsp. 56
Taxing Decisionsp. 62
Fundsp. 71
The Vanilla, Chocolate, and Strawberry of Fundsp. 72
What a Fund Invests Inp. 76
Evaluating Fund Performancep. 85
Keeping a Lid on Fund Expensesp. 90
How to Pick Fundsp. 92
Finding Fundsp. 95
Deciding When to Sellp. 97
Managing Your Fundsp. 99
Stocksp. 103
Buying into a Businessp. 104
Investing in Growthp. 108
Investing in Qualityp. 111
Investing in Good Valuep. 120
Watching for Trendsp. 125
Bondsp. 127
Why Invest in Bonds?p. 128
How Bonds Work and How You Use Themp. 129
Buying Bondsp. 138
REITsp. 141
Is REIT Investing Right for Me?p. 142
Types of REITsp. 143
Picking Individual REITsp. 144
Finding the Right REITs and REIT Fundsp. 149
Manage Your Portfoliop. 153
What's Investment Portfolio Management?p. 154
Return vs. Riskp. 156
Asset Allocationp. 159
Choosing an Asset Allocation Planp. 162
Asset Allocation Made Ridiculously Easyp. 166
Reviewing Your Portfoliop. 69
Rebalancing Your Portfoliop. 170
Getting Back On Trackp. 172
Manage Your Investments
Investing for Retirementp. 175
The Key Retirement Decisionsp. 176
Making the Most of Retirement Accountsp. 177
Managing a Retirement Portfoliop. 188
Making the Most of Social Securityp. 191
Withdrawing Money During Retirementp. 194
Investing for Collegep. 197
College Costs How Much?p. 198
Tax-Savvy Ways to Save for Educationp. 199
How to Pick a 529 Savings Planp. 204
Saving for More Than One Childp. 208
The Best Way to Spend College Savingsp. 209
Investing for Health Carep. 213
Types of Health Insurancep. 214
Choosing an Employer-Sponsored Planp. 215
Choosing an Individual Health Insurance Planp. 216
High-Deductible Health Insurance Plansp. 218
Negotiating with Health-Care Providersp. 224
Paying for Long-Term Carep. 226
Indexp. 227
Table of Contents provided by Ingram. All Rights Reserved.

ISBN: 9781449381783
ISBN-10: 1449381782
Series: Missing Manual
Audience: General
Format: Paperback
Language: English
Number Of Pages: 256
Published: 17th May 2010
Publisher: John Wiley & Sons Publishers
Country of Publication: US
Dimensions (cm): 22.86 x 15.24  x 1.27
Weight (kg): 0.3