Why are we here? Is it to spend our lives building 401k plans, widgets, and things we can't take with us? Or, is it possible a higher, more meaningful purpose exists among us? Moral Debt reveals the reason for our existence. A reason many believe is taught to us through religion, but in fact, is discovered by closely observing who we are. Moral Debt illuminates the map of the human soul - the Ladder - as well as the forces that lift us up and pull us down our Ladder, Balloons and Anchors. Read Moral Debt and learn how to transition from the Near Perspective into the Distant Perspective, where we find the reason for our being.