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FIGHTING POVERTY WITH MICROCREDIT EXPERIENCE IN BA : World Bank Publication - Shahidur R. Khandker

FIGHTING POVERTY WITH MICROCREDIT EXPERIENCE IN BA

World Bank Publication

Hardcover Published: 1st November 1998
ISBN: 9780195211214
Number Of Pages: 240

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Providing the poor with access to financial services is one of many ways to help increase their incomes and productivity. In many countries, however, traditional financial institutions have failed to provide this service. Microcredit and cooperative programs have been developed to fill this gap. Their purpose is to help the poor become self-employed and thus escape poverty. Many of these programs provide credit using social mechanisms, such as group-based lending, to reach the poor and other clients, including women, who lack access to formal financial institutions. With increasing assistance from the World Bank and other donors, microfinance is emerging as an instrument for reducing poverty and improving the poor's access to financial services in low-income countries. This book examines the experiences of the Grameen Bank and two other major microcredit programs in Bangladesh in order to quantify the potential and limitations of microcredit programs as an instrument for reducing poverty and delivering financial sevices to the poor.

Foreword
Acknowledgments
Poverty Alleviation and Microcredit Programsp. 1
The Evolution of Microcredit Programs in Bangladeshp. 16
Socioeconomic Impacts of Microcredit Programsp. 37
Growth Potential of Activities Financed through Microcreditp. 63
Institutional and Financial Viability of Microcredit Programsp. 84
Microcredit Programs and Rural Financial Marketsp. 110
Cost-Effectiveness of Alternative Poverty Alleviation Programsp. 133
Conclusions and Policy Implications: What Have We Learned?p. 145
Statistical Tablesp. 159
Description of the Sample Used in the Bangladesh Institute of Development Studies-World Bank 1991/92 Surveyp. 180
Evaluating Microcredit Programsp. 182
Resolving the Problem of Endogeneity in Estimating the Impact of Creditp. 205
Bibliographyp. 209
Indexp. 219
Table of Contents provided by Blackwell. All Rights Reserved.

ISBN: 9780195211214
ISBN-10: 0195211219
Series: World Bank Publication
Audience: Professional
Format: Hardcover
Language: English
Number Of Pages: 240
Published: 1st November 1998
Country of Publication: US
Dimensions (cm): 22.91 x 15.19  x 1.75
Weight (kg): 0.53

Earn 206 Qantas Points
on this Book