Everyone has some type of debt or financial habits that they have and need to get rid of, even the rich. We all need to cut down the debt no matter what level of finances we are in. To the reader if you are looking for some answers, I pray that God will use me to help you to get something out of this book. I have read many books on finances and debt and I have learned many things from them. I have also had many situations that God has helped me out of. As you let God minister to you, this book will help you in your present situation. Remember; just take God at His word and believe. Become a giver and learn what your purpose in this life is. Once you do this all your needs will be met.