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Buying a House or Apartment : What the Experts May Not Tell You About... - Dan Ramsey

Buying a House or Apartment

What the Experts May Not Tell You About...

Paperback Published: 1st July 2004
ISBN: 9780446690928
Number Of Pages: 211

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Before investing in owning a home or apartment, readers should know what their real estate agent or broker is doing. The possibility for mistakes and dishonesty will always be there, and consumers need to be fully armed to make sure that their dream of owning a house or apartment doesn't become a financial or domestic nightmare. Readers will be much more confident about the sale knowing for themselves how to get the best price for property and mortgage rates, the pros and cons of hiring a broker, how to determine if property values will rise or fall - and what can be done about it.

Introductionp. xiii
Why Experts Won't Tell Youp. xiii
Why I Will Tell Youp. xv
How to Use This Bookp. xvi
What You Need to Know Before Buying Real Estatep. 1
It All Boils Down to Property Rightsp. 3
What Is Property?p. 3
Title and Other Rightsp. 5
Transferring Titlep. 8
Escrow Basicsp. 10
Summaryp. 11
It's a Buyer's Marketp. 12
The Marketplacep. 12
The Buyerp. 15
The Sellerp. 17
The Playersp. 20
Summaryp. 22
Lenders Hold the Keysp. 23
The Money Marketp. 23
How Lenders Lendp. 25
Mortgagesp. 27
Fannie and Freddiep. 29
Summaryp. 31
Getting the Home You Really Wantp. 32
Determining Your Needs and Wantsp. 32
Studying the Marketplacep. 33
Looking at Neighborhoodsp. 36
Learning What You Don't Wantp. 37
Making Decisions You Can Live Withp. 38
Summaryp. 40
Getting the Most from a Real Estate Agentp. 41
How Agents Are Supposed to Work for Youp. 43
Understanding Agencyp. 43
Brokers and Agentsp. 45
Comparative Market Analysisp. 48
Seller's Listingp. 49
Marketing the Listingp. 51
Helping with Financingp. 52
Summaryp. 52
Selecting a Gem from Among the Dudsp. 54
Gathering Dudsp. 54
Cullingp. 56
Selecting the Bestp. 58
Hiring the Bestp. 61
Summaryp. 62
Helping Your Agent Work Harderp. 63
Knowing Your Agentp. 63
Letting Your Agent Know Youp. 64
Working with Your Agentp. 65
When and How to Askp. 67
When and How to Tellp. 68
Relieving Buyer's Anxietyp. 69
Summaryp. 70
Getting the Money Firstp. 71
Getting Smarter About Real Estate Financep. 71
Your Financial Optionsp. 73
Prequalifyingp. 74
Checking Your Creditp. 77
Summaryp. 80
Interviewing Propertyp. 81
Getting the Factsp. 81
Sizing Up Drive-Bysp. 83
Walking Throughp. 84
Reinspecting Choicesp. 87
Summaryp. 89
Making the Offerp. 90
Offer to Purchasep. 90
Including Contingenciesp. 92
Making the Offer to Buyp. 93
Handling Counteroffersp. 96
Accepting Your Offerp. 97
Summaryp. 98
Getting to Closingp. 99
Getting into Escrowp. 99
How Long Until Closing?p. 102
Keeping Everything Movingp. 103
Preclosingp. 105
Closingp. 106
Moving Out, In, and Onp. 107
Summaryp. 108
Buying a Home Without an Agentp. 109
Building Your Support Teamp. 111
Hiring the Teamp. 111
Lenderp. 112
Attorneyp. 114
Appraiserp. 115
Inspectorsp. 116
Titlep. 117
Escrowp. 117
Summaryp. 118
Finding Property for Salep. 119
What Are You Looking For?p. 119
Where Should You Look?p. 120
Finding Flowers Among the Weedsp. 122
Buying a Foreclosurep. 124
What Not to Buyp. 125
Avoiding Common Problemsp. 126
Working Around Rentersp. 128
Summaryp. 128
Buying from Buildersp. 130
Advantages and Disadvantagesp. 130
About Building Contractorsp. 132
Buying from Spec Buildersp. 133
Working with Custom Buildersp. 134
Negotiating with a Builderp. 136
Closing on a New Homep. 137
Summaryp. 138
Doing Your Own Homeworkp. 139
Checking Public Recordsp. 139
Researching Titlep. 141
Inspecting a Propertyp. 143
Getting an Appraisalp. 145
Getting a Home Warrantyp. 147
Summaryp. 148
Pulling the Money Togetherp. 149
Funding the Purchasep. 149
Preparing Other Assetsp. 153
Creating Financingp. 154
Estimating Closing Costsp. 156
Estimating Timep. 157
Summaryp. 158
Making an Offer and Making It Stickp. 159
Setting the Price and Termsp. 159
Writing the Offerp. 161
Presenting the Offerp. 163
Handling Counteroffersp. 165
Escrowing the Salep. 166
Summaryp. 168
Closing on Your Castlep. 169
Planning for a Smooth Closingp. 169
Early Occupancy and Other Challengesp. 170
Preclosing Reviewp. 172
Signing Your Life Awayp. 175
Recording and Disbursementp. 177
Moving Inp. 177
Moving Onp. 178
Summaryp. 178
Appendicesp. 179
Real Estate Glossaryp. 179
Real Estate Resourcesp. 184
Indexp. 199
About the Authorp. 213
Table of Contents provided by Ingram. All Rights Reserved.

ISBN: 9780446690928
ISBN-10: 0446690929
Series: What the Experts May Not Tell You About...
Audience: General
Format: Paperback
Language: English
Number Of Pages: 211
Published: 1st July 2004
Publisher: Little, Brown & Company
Country of Publication: US
Dimensions (cm): 20.27 x 13.36  x 1.63
Weight (kg): 0.21

Earn 68 Qantas Points
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