Australian Insurance Law

Part 1: Background

1. Insurance: A Risk Transfer, Loss-Spreading Arrangement

2. Dividing Insurance into Categories

3. A Short History of Insurance

4. Regulation of General Insurers

5. Insurance Intermediaries

6. Introduction to the Insurance Contracts Act 1984 (Cth)

Part 2: Period Leading up to and Including the Formation of an Insurance Contract

7. Utmost Good Faith

8. Pre-contractual Disclosure

9. Formation of an Insurance Contract

10. Insurable Interest

11. Duration of an Insurance Contract

12. The Layout of an Insurance Policy: Recitals, Insuring Clause, Exclusions, Policy Terms and Definitions<

13. Construing an Insurance Contract

14. The Nature of an Insurer's Promise to Indemnify<

15. Causation

16. Mitigation

17. First Party Insurance

18. Liability (Third Party) Insurance

19. Some Common Policy Terms

Part 3: The Claim

20. Broken Promises

21. Election, Estoppel and Abuse of Process

22. Section 54

23. Fraudulent Claims

24. How Many Claims (Aggregation Clauses)?

25. Claiming the Benefit of Another Person's Insurance Contract

26. Some Insurance-Related Civil Litigation Procedures

Part 4: Recovery of an Insurer's Loss from Third Parties and Other Insurers

27. Subrogation

28. The Duties Owed by a Lawyer when Retained by an Insurer

29. Double Insurance and Contribution