1300 187 187
 
Access to Financial Services in Nepal - Aurora Ferrari

eBook

Published: 31st August 2012
Format: PDF
$12.90
    Good For
  • Booktopia Reader
  • PC / Mac
  • Tablets / iPad
  • Smartphones
    Not supported
  • Kobo / Sony / eReaders
  • Amazon Kindle
  • Aldi eBook Reader
  • Google Play
  • iBooks
    Features
  • Flowing text
  • Scanned pages

Over the past 20 years Nepal's financial sector has become deeper and the number and type of financial intermediaries have grown rapidly. Recent reforms have also made the banking sector more stable. Still, access to financial services remains limited for many people in Nepal, and has even been declining in recent years. 'Access to Financial Services in Nepal' examines the country's supply of and demand for financial services and the constraints to increasing access to them. It offers recommendations on how to make the financial sector work for all of Nepal's people, and especially for low-income households and small businesses.

Forewordp. vii
Acknowledgmentsp. viii
Abbreviationsp. ix
Executive Summaryp. xi
The Supply of Financial Servicesp. 1
Recent Developments in the Financial Sectorp. 1
Government Efforts to Increase Access to Financial Servicesp. 5
Despite Government Efforts, Access to Financial Services Is Decliningp. 7
Remittances Are a Missed Opportunity for the Financial Sectorp. 11
The Demand for Financial Servicesp. 15
Most Deposit Accounts Are Held by Banks, Followed Closely by Financial NGOs and Cooperativesp. 16
For Loans, Financial NGOs and Cooperatives Are the Largest Providersp. 20
For Payment and Remittance Services, the Informal Sector Dominatesp. 23
Constraints to Increased Access for Small Businesses and Low-income Householdsp. 27
Government Policies Have Not Tackled the Root Causes of Low Accessp. 27
Why Don't Banks Scale Up Lending to Small Businesses?p. 28
Why Haven't Microfinance Institutions Provided More Financial Services to Low-income Households?p. 36
Why Do Informal Channels Dominate the Remittance Market?p. 41
Making the Financial Sector Work for Small Businesses and Low-income Householdsp. 43
Key Principles for Successful Government Interventionp. 43
Helping Banks Expand Lending to Small Businessesp. 44
Helping Microfinance Institutions Serve More Low-income Householdsp. 48
Making Remittances More Effectivep. 53
Legal Framework of the Regulated Microfinance Sectorp. 55
Performance of Regulated Microfinance Institutionsp. 57
The Access to Financial Services Surveyp. 70
Households Receiving Foreign Remittancesp. 75
Bibliographyp. 77
Indexp. 79
Table of Contents provided by Ingram. All Rights Reserved.

ISBN: 9780821369890
ISBN-10: 082136989X
Series: Directions in Development
Audience: Professional
Format: PDF
Language: English
Published: 31st August 2012
Publisher: World Bank Publications
Dimensions (cm): 22.8 x 16.1  x 0.7
Weight (kg): 0.168